Are you covered if you can’t open your doors for trade?

In the retail industry many unexpected events such as fire, flood, disruption to your supply chain could leave you at risk of losing sales and cash flow. Without the right cover, you could also be facing damage to your stock, retail fit-out and even your brand reputation.


What we cover?

As your total risk advisor, we won’t just stop at your general business insurance policy. We’ll complete an insurance health check and recommend a program that holistically covers you all areas of your business – so you can focus on running your business. From product recall exposures, to managing risks associated with transporting stock, to an injured worker, we’ll let you know how to get best protected.

Case Study

What happened? A flash flood occurred in Queensland causing extensive damage, and interrupted business operations to a major national retailers store. The retailer had close its doors, source more expensive inventory and suffered reduced sales.

The claim: To cover the costs associated with the incident.

The result: InterRISK managed the claim on behalf of the retailer, and as a result $1.3 million in progress payments were made within 4 days of the incident.


More about the cover:

We ensure there are no gaps in:

  • Business interruption – factors that can cause interruption to retail businesses like a loss of sales or increased rent costs.
  • Supply chain exposure – don’t let your supply chain issue slow down your business. Get control and ensure you can source and sell your goods from elsewhere if something goes wrong.
  • Transit risk – whether it’s by air, sea, road or rail, you need good cover when it comes to transporting your goods.
  • Product recall exposure – makes the most of a bad situation.
  • Lease or contract reviews – same day turnaround if you need us to review.
  • Business continuity planning – are you covered and ready to bounce back if something was to go wrong.
  • Crime exposures – So you know the likelihood of crime affecting your business.
  • Workers compensation – helping an injured worker get the right help, and return to work promptly is possible with the right cover.
  • Cyber attack exposure – identity theft and cyber-crime are rapidly increasing in retail chains worldwide.