High Value Home & Contents Insurance cover includes:

• All risks cover on buildings & contents including accidental damage.
• Worldwide cover for contents & valuables.
• Fine art & antiques.
• Jewellery & watches.
• Gold, silver & plate.
• Collections & curios.
• Wine collections.
• China, porcelain & glass.

Benefits vary from Insurer to Insurer but can include:

• Specialist cover for fine art & antiques.
• Flood cover.
• Office equipment/business contents.
• Loss in market value cover (for damaged pieces of fine art).
• Vet expenses for household pets after an accident.
• Temporary alternative accommodation should your property become uninhabitable due to an insured loss.
• Loss of rent cover should your property (rented out) become uninhabitable due to an insured loss.
• Kidnap expense cover (reimbursement for expenses as a result of kidnap and reward resulting in an arrest).
• Automatic acquisitions (you can purchase items and have immediate cover).
• Worldwide personal liability cover.

Historic & Listed property:

This property benefits from the same wide-ranging coverage and you can relax, knowing we make certain your historic or listed home, is insured with a company sympathetic to the unique qualities of such property.

Private fine art or valuables collections:
We can also arrange cover for stand alone collections of fine art or valuables. Minimum sums insured apply, so please contact us if you have a collection that could benefit from this specialised cover.

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